4.7
Digital Banking
Wise
Multi-currency account with real exchange rates and global transfers.
- 50+ currencies
- Local details 10+ countries
- Debit card
- Low FX fees
Payments & Banking
Fund your crypto journey, your way
From multi-currency digital banks to crypto-friendly e-wallets and instant card on-ramps — here are the best payment solutions for buying, sending, and cashing out crypto.
4.6
Digital Banking
Revolut
All-in-one finance app with crypto, stocks, and instant transfers.
- 100+ cryptos
- Free EU transfers
- Virtual cards
- Vaults
4.3
E-Wallet
Payeer
Crypto-friendly multi-currency wallet popular for P2P traders.
- USD/EUR/RUB
- Virtual card
- API
- Worldwide
4.2
E-Wallet
AdvCash
Borderless wallet accepted by most P2P crypto sellers.
- Plastic & virtual cards
- Multi-currency
- Merchant tools
- Fast funding
4.5
On-Ramp
MoonPay
Buy crypto instantly with card, Apple Pay, or bank transfer.
- 160+ countries
- 80+ cryptos
- Apple/Google Pay
- Widget
4.4
On-Ramp
Ramp Network
Seamless fiat-to-crypto on-ramp for dApps and wallets.
- 150+ countries
- Open banking
- Low fees
- Dev-friendly
4.4
On-Ramp
Transak
Global fiat-to-crypto and off-ramp for 170+ tokens.
- 170+ tokens
- 160+ countries
- Card/Bank
- Widget
4.1
On-Ramp
Simplex
Card payments for crypto with chargeback protection.
- 180+ countries
- Visa/MC
- Apple Pay
- Bank wire
4.2
On-Ramp
Banxa
Regulated fiat gateway for exchanges and wallets.
- 100+ countries
- Cards & bank
- Apple Pay
- Compliant
4.2
On-Ramp
Guardarian
Non-custodial fiat-crypto gateway, no signup.
- 150+ countries
- 400+ assets
- Card & SEPA
- No KYC small
4.3
On-Ramp
Mercuryo
Embeddable crypto payments and on-ramp.
- 170+ countries
- Apple Pay
- Open banking
- Widget
4.1
On-Ramp
Alchemy Pay
Hybrid crypto/fiat payment gateway.
- 170+ countries
- 300+ payment methods
- Card
- Bank
4.5
Payments
PayPal
Send, receive and hold crypto in PayPal.
- 200+ countries
- Buy/sell crypto
- P2P transfers
- Merchant tools
4.6
Payments
Stripe
Accept crypto payouts and on-ramp via Stripe.
- 46 countries
- On-ramp API
- USDC payouts
- Developer-first
4.2
E-Wallet
Skrill
Global e-wallet with crypto buy & send.
- 120+ countries
- 40+ currencies
- Prepaid card
- Crypto buy
4.1
E-Wallet
NETELLER
Global digital wallet with crypto purchase.
- 200+ countries
- 40 currencies
- Prepaid card
- Crypto buy
4
E-Wallet
Perfect Money
Multi-currency e-wallet popular for OTC.
- Global
- USD/EUR/Gold
- API
- Vouchers
4
E-Wallet
Paxum
Business and personal e-wallet for freelancers.
- 170+ countries
- Prepaid card
- Mass payouts
- API
4.2
Digital Banking
ZEN.com
Multi-currency account with crypto features.
- EEA
- 30+ currencies
- Card
- Crypto buy
4
Digital Banking
Monese
UK & EU mobile bank with multi-currency.
- UK + EEA
- Multi-currency
- Card
- Direct debits
4.3
Digital Banking
N26
Mobile bank with crypto trading in Europe.
- EU
- Crypto trading
- Card
- Spaces
4.5
Digital Banking
Monzo
UK mobile bank loved by traders.
- UK
- Pots
- Instant notifications
- Joint accounts
4.5
Digital Banking
Starling
UK mobile bank with FSCS protection.
- UK
- FSCS
- Card
- Business
4.3
Digital Banking
bunq
EU bank with multi-currency and crypto.
- EU
- Multi-currency
- Card
- Sub-accounts
4.2
Digital Banking
Paysera
EU EMI with cheap SEPA & FX.
- EU
- SEPA
- Cards
- Crypto buy
4.2
Payments
Payoneer
Cross-border business payments.
- 200+ countries
- 150 currencies
- Mass payouts
- Card
4.4
Digital Banking
Airwallex
Global business banking & FX.
- 50+ countries
- Multi-currency
- Cards
- API
4.5
Digital Banking
Mercury
US business bank for startups.
- US
- USD
- Wires
- API
4.3
Digital Banking
Brex
Corporate cards & business banking.
- US
- Cards
- Expense
- API
4.5
Payments
Ramp (Finance)
Corporate cards & spend management.
- US
- Cards
- Bill pay
- Accounting
4.7
Payments
Apple Pay
Pay on iPhone, accepted by many on-ramps.
- 80+ countries
- Cards
- Touch/Face ID
- Fast on-ramps
4.6
Payments
Google Pay
Pay on Android, accepted by many on-ramps.
- 40+ countries
- Cards
- Biometrics
- Fast on-ramps
4.6
Bank Rail
SEPA Transfer
EU bank rail used by most exchanges.
- 36 countries
- EUR
- Low fees
- Instant variant
4
Bank Rail
SWIFT Wire
Global bank wire for large amounts.
- 200+ countries
- Any currency
- High limits
- Bank-grade
4.7
Bank Rail
Faster Payments
UK GBP rail with instant settlement.
- UK
- GBP
- Instant
- Free
4.8
Bank Rail
PIX
Brazil's 24/7 instant payments rail.
- Brazil
- BRL
- Instant
- Free
4.8
Bank Rail
UPI
India's instant payments rail.
- India
- INR
- Instant
- Free
4.5
Bank Rail
Interac e-Transfer
Canada's bank-to-bank transfer.
- Canada
- CAD
- Instant
- Bank apps
4.6
Bank Rail
FPS HK
Hong Kong faster payments.
- Hong Kong
- HKD
- Instant
- Free
4.3
Bank Rail
ACH Transfer
US bank-to-bank transfer.
- US
- USD
- 1–3 days
- Cheap
4.4
Payments
Zelle
Instant US person-to-person payments.
- US
- USD
- Instant
- Bank-native
4.5
Payments
Cash App
US mobile wallet with BTC buy/send.
- US/UK
- USD/GBP
- BTC buy
- Stocks
4.4
Payments
Venmo
US social payments with crypto.
- US
- USD
- Crypto
- Social
4.5
E-Wallet
Alipay
China's largest mobile wallet.
- Global merchants
- CNY
- QR pay
- Wealth
4.5
E-Wallet
WeChat Pay
China's super-app wallet.
- Global merchants
- CNY
- QR pay
- Mini-apps
4.3
E-Wallet
GrabPay
SEA super-app wallet.
- SEA
- Multi-currency
- QR pay
- Card
4.4
E-Wallet
GCash
Philippines mobile wallet.
- PH
- PHP
- QR pay
- Crypto
4.6
E-Wallet
M-Pesa
Africa's largest mobile money.
- Kenya + Africa
- Mobile money
- P2P
- Merchants
4.3
E-Wallet
OPay
Nigeria mobile wallet & banking.
- Nigeria
- NGN
- Cards
- Crypto buy
4.5
Payments
Paystack
Africa payments gateway (Stripe).
- Africa
- Cards
- Bank transfer
- API
4.4
Payments
Flutterwave
Africa-first global payments.
- 30+ countries
- Cards
- Bank
- Crypto on/off
4.3
E-Wallet
Chipper Cash
Africa cross-border wallet.
- Africa + US/UK
- Crypto
- P2P
- Card
4.4
On-Ramp
Yellow Card
Africa's largest crypto on-ramp.
- 20+ African countries
- BTC/USDT
- Mobile money
- Bank
4.6
Payments
Binance Pay
Crypto payments inside Binance.
- Global
- 100+ cryptos
- No fees P2P
- QR
4.4
Payments
Crypto.com Pay
Pay merchants with crypto, get CRO back.
- Global
- Crypto
- Card
- Rewards
4.3
Payments
BitPay
Pay & accept crypto, with prepaid card.
- 100+ countries
- Crypto
- Prepaid card
- Merchant
4.2
Payments
CoinPayments
Merchant gateway for 2000+ coins.
- Global
- 2000+ coins
- Plugins
- API
4.4
Payments
NOWPayments
Non-custodial crypto payment gateway.
- Global
- 300+ coins
- Mass payouts
- Plugins
4.5
Payments
OpenNode
Bitcoin & Lightning merchant gateway.
- Global
- BTC
- Lightning
- API
4.7
Payments
BTCPay Server
Self-hosted open-source BTC gateway.
- Global
- BTC
- Lightning
- Self-hosted
Quick comparison
| Provider | Type | Fees | Rating | |
|---|---|---|---|---|
| Wise | Digital Banking | From 0.41% | ★ 4.7 | Visit → |
| Revolut | Digital Banking | Free plan | ★ 4.6 | Visit → |
| Payeer | E-Wallet | 0.95% | ★ 4.3 | Visit → |
| AdvCash | E-Wallet | 0% internal | ★ 4.2 | Visit → |
| MoonPay | On-Ramp | From 1% | ★ 4.5 | Visit → |
| Ramp Network | On-Ramp | From 0.49% | ★ 4.4 | Visit → |
| Transak | On-Ramp | From 0.49% | ★ 4.4 | Visit → |
| Simplex | On-Ramp | From 3.5% | ★ 4.1 | Visit → |
| Banxa | On-Ramp | From 1.99% | ★ 4.2 | Visit → |
| Guardarian | On-Ramp | From 1% | ★ 4.2 | Visit → |
| Mercuryo | On-Ramp | From 1% | ★ 4.3 | Visit → |
| Alchemy Pay | On-Ramp | From 2.5% | ★ 4.1 | Visit → |
| PayPal | Payments | From 1.5% | ★ 4.5 | Visit → |
| Stripe | Payments | 1.5% on-ramp | ★ 4.6 | Visit → |
| Skrill | E-Wallet | From 1.5% | ★ 4.2 | Visit → |
| NETELLER | E-Wallet | From 1.45% | ★ 4.1 | Visit → |
| Perfect Money | E-Wallet | 0.5% | ★ 4 | Visit → |
| Paxum | E-Wallet | $0.25 transfer | ★ 4 | Visit → |
| ZEN.com | Digital Banking | Free plan | ★ 4.2 | Visit → |
| Monese | Digital Banking | Free plan | ★ 4 | Visit → |
| N26 | Digital Banking | Free plan | ★ 4.3 | Visit → |
| Monzo | Digital Banking | Free plan | ★ 4.5 | Visit → |
| Starling | Digital Banking | Free plan | ★ 4.5 | Visit → |
| bunq | Digital Banking | From €2.99/mo | ★ 4.3 | Visit → |
| Paysera | Digital Banking | From 0% | ★ 4.2 | Visit → |
| Payoneer | Payments | From 1% | ★ 4.2 | Visit → |
| Airwallex | Digital Banking | From 0.5% | ★ 4.4 | Visit → |
| Mercury | Digital Banking | Free plan | ★ 4.5 | Visit → |
| Brex | Digital Banking | Free plan | ★ 4.3 | Visit → |
| Ramp (Finance) | Payments | Free plan | ★ 4.5 | Visit → |
| Apple Pay | Payments | Provider fee | ★ 4.7 | Visit → |
| Google Pay | Payments | Provider fee | ★ 4.6 | Visit → |
| SEPA Transfer | Bank Rail | Free–€1 | ★ 4.6 | Visit → |
| SWIFT Wire | Bank Rail | $10–$50 | ★ 4 | Visit → |
| Faster Payments | Bank Rail | Free | ★ 4.7 | Visit → |
| PIX | Bank Rail | Free | ★ 4.8 | Visit → |
| UPI | Bank Rail | Free | ★ 4.8 | Visit → |
| Interac e-Transfer | Bank Rail | Free–$1.50 | ★ 4.5 | Visit → |
| FPS HK | Bank Rail | Free | ★ 4.6 | Visit → |
| ACH Transfer | Bank Rail | Free–$3 | ★ 4.3 | Visit → |
| Zelle | Payments | Free | ★ 4.4 | Visit → |
| Cash App | Payments | Free–1.75% | ★ 4.5 | Visit → |
| Venmo | Payments | From 1.5% | ★ 4.4 | Visit → |
| Alipay | E-Wallet | Free | ★ 4.5 | Visit → |
| WeChat Pay | E-Wallet | Free | ★ 4.5 | Visit → |
| GrabPay | E-Wallet | Free | ★ 4.3 | Visit → |
| GCash | E-Wallet | Free | ★ 4.4 | Visit → |
| M-Pesa | E-Wallet | From 1% | ★ 4.6 | Visit → |
| OPay | E-Wallet | Free | ★ 4.3 | Visit → |
| Paystack | Payments | From 1.5% | ★ 4.5 | Visit → |
| Flutterwave | Payments | From 1.4% | ★ 4.4 | Visit → |
| Chipper Cash | E-Wallet | Free P2P | ★ 4.3 | Visit → |
| Yellow Card | On-Ramp | From 1% | ★ 4.4 | Visit → |
| Binance Pay | Payments | Free P2P | ★ 4.6 | Visit → |
| Crypto.com Pay | Payments | From 0% | ★ 4.4 | Visit → |
| BitPay | Payments | 1% trade | ★ 4.3 | Visit → |
| CoinPayments | Payments | 0.5% trade | ★ 4.2 | Visit → |
| NOWPayments | Payments | From 0.4% | ★ 4.4 | Visit → |
| OpenNode | Payments | From 1% | ★ 4.5 | Visit → |
| BTCPay Server | Payments | 0% protocol | ★ 4.7 | Visit → |
How to choose the right payment method
Buying crypto for the first time? Start with an on-ramp like MoonPay or Ramp Network — they integrate with most wallets and accept cards instantly.
Trading actively? A digital bank like Wise or Revolut gives you cheap FX and multi-currency accounts to fund exchanges via SEPA or wire.
P2P trading? E-wallets such as Payeer and AdvCash are accepted by most sellers on Binance P2P, Bybit P2P, and OKX P2P.
Cashing out? Use a regulated bank or exchange with proper KYC. Keep records for tax purposes.